Most of us accept the importance of protecting our family from unexpected misfortune.

But Insurance can appear complicated, it’s hard to know where to start and, in the end, it’s difficult to know whether we do in fact have the cover we think we have – or ought to have.

There are so many choices in the market place and, with so many different ways of structuring policies and options (inclusions/exclusions etc.), it is takes considerable expertise to sort the wheat from the chaff. Consider mobile phone plans and health insurance; it’s not easy apples with oranges!

Having a skilled advice partner on your side to guide you through the process and tailor high-quality custom cover, enables it to be set up in a tax effective manner at very cost-effective rates. It’s all about having someone in your corner with experience who knows the strategies and the pitfalls.

Should you have the misfortune of needing to make a claim, we have an in-house Claims Team to help make this difficult time as free of stress and distraction on your part as possible. At such a crucial time, it is immensely valuable to have your adviser advocate go into bat for you and have your insurance deliver the protection you and your family contracted, expected and deserve.